JPC Partners is looking for a (Senior / Lead) Credit Analyst that will help with preparing analyses on various credit issues, preparing tariff language and supporting regulatory filings, and representing client and making presentations at stakeholder meetings. The (Sr./Lead) Credit Analyst will also guide and provide backup for daily activities such as member position tracking, collateral calls, and addressing member issues.
The (Sr./Lead) Credit Analyst will provide support and direction to other analysts in the Treasury Department as required. The (Sr./Lead) Credit Analyst will ensure adherence to Tariff requirements both by client and by Members and will regularly engage in member-focused department activities such as answering member questions, tracking member credit exposure, issuing collateral calls, and processing collateral returns. Essential Functions:
Work closely with Cash Management, Member Relations, and Transmission Planning
Provide answers to member and applicant inquiries
Provide credit support to other departments within organization
Prepare monthly exposure report and letter-of-credit reports for members
Process credit applications
Monitor member activity against available credit limits
Issue collateral calls as needed
Process collateral returns
Prepare analyses and reports on various member and non-member credit issues as needed, such as member activity, collateral, trends, problem participant data, credit worthiness reviews, credit policy change impacts, etc.
Represent credit function and credit concerns
Represent credit function at various stakeholder meetings
Prepare and edit filings as necessary
Draft and maintain credit policy, credit manual, and internal process documents
Provide and author recommendations/modifications to credit policies and systems
Review, modify and calibrate credit scoring system
Provide oversight and guidance to Credit and Senior Credit analysts
Work with the Assistant Treasurer regarding cash issues related to credit
Characteristics and Qualifications:
5-10 years working experience with credit risk
Ability to produce high-quality work products with attention to detail
Ability to communicate effectively in a team environment
Experience in quantitative and qualitative analysis
Ability to use Microsoft Office Suite (MS-Word, MS-Excel and MS-PowerPoint)
Bachelor in Business Administration, Finance or equivalent work experience